Just for signing up, you’ll get an exclusive Gap coupon and free shipping on your first purchase. Then, as you make more purchases using your card, you’ll get access to more benefits. If you apply for the Gap Visa card, you get even more discounts when you use the card outside of the Gap family of brands. If you spend $800 in one calendar at GAP, Banana Republic, Old Navy, Piperlime and Athleta, you will be "invited" to GAP Silver (guess it is kind of an elite status thing) and get extra benefits. For example, you can get free online shipping. You could choose a day where you get 15% off (you would be actually using a coupon). Consider a Gap card only if you’re prepared to be brand loyal. If you spend $800 in a calendar year, you’ll receive Silver status, which gets you free shipping on all orders with no minimum, which is life-changing. The APR and late payment fees on Gap cards are HIGH. Don’t be the patsy who signs up to save 15% then gets docked with a